I have a small-ish vertical SaaS that is used heavily by ~700 retail stores. I have enabled our customer success team to fix bugs using GitHub copilot. I approve the PRs, but they have fixed a surprising number of issues.
Sites like stackoverflow are inherently peer-reviewed, though; they've got a crowdsourced voting system and comments that accumulate over time. People test the ideas in question.
This whole "people are just as incorrect as LLMs" is a poor argument, because it compares the single human and the single LLM response in a vacuum. When you put enough humans together on the internet you usually get a more meaningful result.
When install Data Formulator locally, it's possible to connect DF to databases with connection parameters in UI. To add more data loaders, there is a common template.
Part of schools "affording" the best teachers is not money, but the amount of discipline problems they need to deal with. Which correlates to the financial status of the families at that school. For tons of reasons.
Which families tend to win the lottery to go to these schools? The parents that can afford to. Even if the school is free, the transportation is often not. Plus the parents have to have enough free time to be aware of the lottery for their 3 year old.
Which is exactly how I was taught to do it while working in kitchens 25 years ago.
The other thing is that this seems to ignore that the onion is round in the other direction too. As far as I can see, it only covers the first dice cut.
But when you have less money, every dollar counts. The income tax in places like Cali or NYS can be huge because it eats into the disposable income. It could easy cut your disposable income in half or maybe eat it all.
It has been my observation that no-income-tax states make up for it in sales tax and/or property tax. Government is getting its cut one way or another. Of course, retirees will want to skip CA altogether with their income tax and ridiculous sales tax.
As you sort of allude to, YMMV. I moved from California to Nevada and literally all taxation went down.
Income tax from progressive scheme nearing 10% to 0%
Sales tax from ~9% to ~8%
Property taxes are hard to pin to a single value, but with housing prices just being lower in general you wind up paying less for similar footage/amenities
While it doesn't mean the observation is fundamentally inaccurate, it's worth keeping in mind that people looking at states with 0% income tax may be coming from a place where they're just getting reamed because work wants them there. If you're not flying under the SALT cap and work is remote friendly it's worth at least looking around.
That is true when you close an account (like paying off the last $10k on a home loan), but I don't think that is correct when paying a credit card down to a $0 balance and leaving it open.
The reason is that your credit score is impacted by both your available credit (higher is better) and credit utilization (lower is better). When you pay of the last of a home loan and close that account, your available credit goes down and your credit utilization goes up (assuming you had any other debt). Both of those hurt you. When you pay the credit card down to $0 and leave it open, your available crediot stays the same and your utilization goes down.
Because SF-dwelling tech bros demand free speech but can perform the necessary mental gymnastics to overlook the right to manufacture and possess technology that has existed for over a century.
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