As a german, this techno-phobic attitude was really getting to me for the longest time. It's just so incredible convenient not having to scramble for coins when taking the tram and many other examples. Living in London, I rarely take my wallet with me anymore. Apple Pay and my Mondo card is all I need.

Come to think of it, some time in the not so distant future, Germany will probably have the last laugh once the entire electronic payment system collapsed under the Next Big Cyberattack (tm)... insert coin here.