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Yeah, and you just put some paint over the chip, it will beep 3 times and then let you use the signature, even for cards which are marked "electronic use only". It's a failsafe for situations when the chip is genuinely damaged, the terminal lets you sign for the transaction.


My interac card doesn't - if the chip fails the terminal will occasionally tell me to use the magstripe but the transaction is always declined.


Why would you want to disable the chip?


I wouldn't - I'm saying someone can trivially damage the chip on a stolen card and just use the mag stripe and signature instead.


Ah, I get it. Thanks for the explanation.




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