Not sure what I’m adding here, but I used to feel this way about PayPal and Amazon too. PayPal lost my loyalty years ago, Amazon I now run all products through a review checker and don’t buy clothes from them anymore
What do you use instead of PayPal? Just enter your credit card on every site you buy something from? Definitely curious, because Google Pay and Amazon Payments are the only alternatives I can think of and neither are as widely adopted as PayPall.
Be careful, a few fraudulent transactions and the teams would start thinking you're just trying to get out of paying your bills instead of helping you out.
Lots of banks have virtual cards now that you can generate for one time use or for subscription services with a dollar/expiration date limits. I highly recommend seeing if your bank has such a feature.