isn't the problem actually that there is no limit on what they can charge? if i ... | Hacker News

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		baq on Sept 25, 2019 \| parent \| context \| favorite \| on: Employer health plans are getting pricier and skim... isn't the problem actually that there is no limit on what they can charge? if i have an accident they won't ask me if i agree on the price, they just charge me while i'm unconscious. i don't get to negotiate prices and the ambulance will take me to the closest hospital, not the cheapest for me.

kaybe on Sept 26, 2019 | [–]

How does that legally work? If you're unconscious you should be unable to enter into any transactional agreements, no?

geggam on Sept 25, 2019 | [–]

not only that... your healthcare provider has contracts with the insurance company and the insurance company can actually block you from simply paying cash for services.

Let that sink in a bit

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