In Germany I haven't seen one since the 1990s. I was horrified to learn that they're still in use but apparently there have been only 8.3 million transactions with checks in Germany in 2019 compared to some 11000 million direct debit, 6600 million bank transfers and 6300 debit card transactions.
Apparently there was a Eurocheque system that enabled guarantees for international cheque payments in the EU but ended in 2001. This is generally cited as one of the main reasons cheques rapidly became irrelevant given that EC debit cards were still available and online banking became a thing.
Apparently there was a Eurocheque system that enabled guarantees for international cheque payments in the EU but ended in 2001. This is generally cited as one of the main reasons cheques rapidly became irrelevant given that EC debit cards were still available and online banking became a thing.