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Someone needs to standardize a simple reverse-authentication system for this.

For example whenever a caller is requesting sensitive information, they give you a temporary extension directing to them or an equal, and ask you to call the organization's public number and enter that extension. Maybe just plug the number into their app if applicable to generate a direct call.

Like other comments have mentioned, the onus should be on them. Also, they would benefit from the resultant reduction in fraud. Maybe a case study on fraud reduction savings could help speed the adoption process without having to invoke the FCC.



In Sweden we have a special authetication system that is owned by the banks. It is called BankID and generally works well but it has flaws, especially that you shouldn't use it if they call you and ask to you do it since that is a security risk by itself.

It works if I call a bank or insurance company or something like that. A robot voice will ask me to authenticate and when I have done so and is transferred to an operator they will see that I authenticated. So it works when I call them but not the other way around. We need a new system.




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