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Because most people are lazy. There I said it.

It is far easier to let your government step in and make you do it, or more importantly make someone else do it for you.

Face it, outside of the truly poor, people will spend money on non essentials all the while some essentials go unpaid. I know professionals who do not put money away for retirement, do not go to the dentist, do not go to the doctor, do not, do not, do not. Get the idea? I love the complain of many, they don't have the time or money. Seems to me most have the money but their priorities are to smart phones, expensive cable plans, cars, or other frivolous expenses.

So why should we expect people to pool their resources when they cannot effectively use what they have? The world needs visionaries, fortunately every once in a while one comes along who has the wherewithal to act on his dreams.



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