The first info about what's not covered for example is concerning diabetes. There's a limit to the number of test strips for example. I'm no diabetic, so I don't know if these numbers are "enough" or not but there is an actual limit. It also then states:
Syringes, lancets, glucometers and other diabetic supplies are not covered by the ODB program.
If you're a senior with "too much income" you also have co-pays/deductibles, meaning the coverage is less than 100% of the cost of the drug:
A single person aged 65 years or older with a yearly income above $25,000 after deductions pays:
the first $100 of total prescription costs each program year (August 1 to July 31 the following year)
this is called the deductible and is paid down when you fill your prescriptions
after paying the deductible, up to $6.11 for each prescription, filled or refilled
this amount is called the co-payment
I'll stop here but I'm sure this is both similar in other provinces and/or other limits may apply in specific cases.
Just to be clear: I'm not saying the OHIP / other Canadian insurance programs aren't great overall in comparison to the US. But neither they nor I suppose Germany's "full coverage" actually are in all real world cases.
The first info about what's not covered for example is concerning diabetes. There's a limit to the number of test strips for example. I'm no diabetic, so I don't know if these numbers are "enough" or not but there is an actual limit. It also then states:
If you're a senior with "too much income" you also have co-pays/deductibles, meaning the coverage is less than 100% of the cost of the drug: This: https://www.vivahealthpharmacy.com/private-insurance-vs-ohip... too.I'll stop here but I'm sure this is both similar in other provinces and/or other limits may apply in specific cases.
Just to be clear: I'm not saying the OHIP / other Canadian insurance programs aren't great overall in comparison to the US. But neither they nor I suppose Germany's "full coverage" actually are in all real world cases.